If you want to legally sell insurance or give financial advice in South Africa, you must pass the RE5 Regulatory Examination.
The RE5 exam is administered by Moonstone on behalf of the Financial Sector Conduct Authority (FSCA) under the FAIS Act.
While the exam is written in person at an approved venue, the registration, booking, payment, and certification process is fully online.
RE5 Exam 2026 – Quick Overview
- Official Administrator: Moonstone
- Exam Fee: R2 850.00 (VAT included) per attempt
- Pass Mark: 66% (33 out of 50 questions)
- Format: 50 multiple-choice questions
- Duration: 2 Hours
- Book Type: Closed book
- Certificate: Downloadable digital certificate after results are verified
Always confirm current pricing when booking, as fees may be updated.
How to Apply for RE5 Online (Step-by-Step Guide)
Follow this exact process to secure your 2026 exam seat.
Step 1: Register on the Moonstone FAIS Portal
Visit the official Moonstone FAIS Examination portal.
If you are a new user:
- Click “Register”
- Enter your South African ID number
- Provide your contact details
- Create login credentials
If you already have an account, simply log in.
Step 2: Book Your Exam Venue and Date
After logging in:
- Click “Make a Booking”
- Select your province
- Choose a venue near you
- Pick a suitable exam date
Tip: Give yourself at least 4–6 weeks to prepare before writing.
Exam centres are available in major provinces including:
- Gauteng
- KwaZulu-Natal
- Western Cape
- Eastern Cape
- Limpopo
Availability depends on demand.
Step 3: Complete Payment Within 24 Hours
After booking, an invoice is generated.
Payment methods:
- EFT
- Credit/Debit card
Important:
- Payment must be made within 24 hours
- Use your ID number or invoice number as payment reference
If payment is not received, your booking may be cancelled.
Step 4: Write the Exam In Person
The RE5 exam is written at a secure venue.
You must:
- Bring valid identification
- Arrive early
- Follow all exam rules
Results are processed after writing.
Step 5: Download Your RE5 Certificate
Once your results are verified:
- Log back into your Moonstone profile
- Navigate to your completed exams
- Download your official RE5 certificate (PDF)
No physical certificate is mailed.
Where to Study for RE5 in 2026
Since the exam is closed-book, preparation is critical.
Popular training providers include:
Moonstone Business School (MBSE)
- Official workshops
- Structured online modules
RE5 Online
- Practice mock exams
- Video summaries
- Question banks
Integrity Academy
- Live webinars
- Mobile-friendly study apps
- Revision bootcamps
Choose a provider aligned with the latest FSCA exam outcomes.
Who Must Write the RE5 Exam?
You need an RE5 certificate if you want to work as a:
- Insurance Broker
- Financial Advisor
- Wealth Manager
- Bank Consultant
- Call Centre Agent selling financial products
- Funeral Policy Consultant
- Short-term or Long-term Insurance Representative
Most financial institutions require RE5 certification before confirming employment permanently.
Why RE5 Is a Career Game-Changer
Passing RE5:
- Makes you FAIS compliant
- Increases employability in banks and insurance firms
- Qualifies you to legally provide financial advice
- Strengthens your credibility in the financial sector
Many employers shortlist candidates who already have RE5 completed.
If you are applying to banks, insurers, or financial service providers, certification gives you a competitive advantage.
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FAQs – RE5 Online Applications 2026
No. The exam must be written in person at an approved venue.
R2 850.00 including VAT per attempt (confirm at booking).
66% (33 out of 50 multiple-choice questions).
2 hours.
Log into the Moonstone portal and download the digital PDF certificate once results are verified.
